Get Pre-Qualified

Whether you’re a homeowner or First-Time Home Buyer, Getting Pre-Qualified for a mortgage loan is Simple. Easy. Fast.

At Prism Realty US, we have structured your mortgage needs before we shop lenders to strengthen your negotiating power and position you to close with certainty.

As independent mortgage brokers, we shop multiple institutional lenders to secure competitive terms — giving you options big banks can’t offer.

How the Program Works

STEP 1: Get pre-qualified for a home loan. During the pre-qualification process, your credit score, debt-to-income ratio, and annual income will be evaluated to determine which loan program you are eligible for.

STEP 2: Once we’ve identified the right loan program for your situation, we can tell you what home price you can afford and what your monthly payment will be.

STEP 3: Search for Homes, the fun part. We will schedule home showings and help you f ind the perfect home. Then we’ll prepare the offer based on the price and terms you choose. It’s Simple. Easy. Fast.